Summer Internship at ICICI Bank

 

ICICI Bank – Bandra Kurla Complex

As I was en route Pune from Raipur to start my internship at ICICI Bank, I had no idea what to expect from the days which lay ahead. Being a fresher, I feared that my concept of ‘the office life’ would be far from reality. However, it was a necessary pill to be consumed as an MBA course would be incomplete without getting a taste of life at work. On the other hand, my internship at ICICI Bank could end up being an enriching experience which could change my perspective on a lot of things. With these thoughts in mind, I set foot into my office.

The first day began with a meeting with my mentor who discussed what his team in ICICI’s Pune branch looked into, what my project was about and what were his expectations from the project. This was followed by a quick round of introductions with the team I would eventually share my lunch and several rounds of ‘chai’ with in the coming weeks. Thus began my story at ICICI.

The first week simply went in figuring out how my office functions and how I could make any useful contribution with my project to an institution like ICICI. As the days passed, I started developing a better picture of what the project required. My mentor’s ideas and experience helped a great deal in this process as did the insights which came in from different members of the team. It was like trying to fix a complicated jigsaw puzzle, which seems impossible but acts as a trigger to the brain waves.

Each day of my summer internship at ICICI was a learning. Getting to see how the corporate finance division of a bank like ICICI functions was no less than a once in a lifetime opportunity. Concepts which I had come across in the textbooks of Financial Management in my first year at IIM Raipur started coming to life. It helped me appreciate the practicality of those concepts better. However, my most important learning was not concerned with understanding finance. It revolved around understanding people and witnessing how leadership helps drive results. I learnt some of my most important lessons so far on human behaviour through my interactions with ICICI Bank’s customers and by observing my team members. These takeaways would never become a part of my project report or my final presentation but they did become a part of an important chapter of my life.

The internship on the whole required nothing short of hard work and resilience. The period was filled with crests and troughs, where the crests were indicative of those moments where I felt I was closer to the project’s objective while the troughs represented the moments when I felt I was away from them. As the internship neared its end, my project managed to take shape and with a few nights spent burning the midnight oil, it reached a successful completion. As I wrapped it up with a final presentation to my mentor and the evaluating panel of ICICI Bank, I was left with a mixed feeling of happiness and a want for more. I could not help but feel that I could have done more and there were instances where I was surprised I managed to accomplish certain difficult feats. Perhaps, it was a normal phase to go through.

A significant chapter of my MBA life had come to an end. However, it lay the foundation to a number of new beginnings, some which I have already started exploring and some which will be explored when the time comes. But there is one advice which I had received from my mentor which I will carry forever, “Don’t be afraid of taking a path less trodden. Sometimes they are the ones that bring you closer to your life’s goals”. 

This article is written by Anwesha Dasgupta, of PGP 2013-15. She can be contacted at pgp13067.anwesha@iimraipur.ac.in

 

 

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To Attempt Or Not To Attempt – That Is The CAT’s Question

When you are taking a competitive exam like CAT it is not important whether you know more than others, how you attempt the paper makes all the difference. In the limited time at your disposal, number of correct attempts has to be maximized, by attempting questions from your areas of strength. The only difference between a 99 percentile scorer and an average scorer is the correct choice of questions; the number of attempts doesn’t differ much.

There are many ways to effectively analyse the paper and that comes through practice. One of the ways is to take mocks. After having appeared for the mocks, take a moment and figure out how many of the questions were in your comfort zone and how many were not. If you cannot identify these questions from a particular topic, then that topic is a weakness for you and you need to fix that. Also, there will be some questions that will be extremely hard. Such types of questions are the speed breakers, which you should not attempt in the exam.

You need not attempt all the questions in the CAT exam. If you attempt a significant number of these difficult questions from a particular topic, then you will waste your precious time. Even attempting half of them with full accuracy will lead to a very good score and percentile. You should not miss the good shot questions, by good shot we mean the questions identified to be correct and could be attempted with high accuracy. As it is said, accuracy goes with right choice, if you select the right and do-able question, your accuracy will surely improve.

After every mock, also do a simple exercise to improve decision-making. Select at least three attempts from each section that you could have skipped, and replace these with three you could have attempted. In your first few mocks, you might even be able to select 5-6 questions in each section. The big gains in mocks come from improved decision-making and you have to take a conscious effort to improve this. If you can reach a point where you cannot find more than 1 question in each section that you had incorrectly chosen to attempt, you can count yourself ready for the D-Day.

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Energy Is Everything When It Comes To Belling The CAT

As said by Aristotle “Well begun is half done”. The D-Day, which would test your months of hard work and determination, is now at an arm’s length. Whenever you start targeting something, you first visualise the success you will get after hitting that target; then you start building focus on that target and then try to shape up your efforts so that you can achieve that target.

Now, just rewind your memories of months back when you started your preparations for CAT and visualize that day and compare the energy you have that day versus today and if you get the feeling that that day my energy was very high in comparison to today, then you need to sit back and ask yourself where this energy has gone? Over a period of time whenever small setbacks came in your way, you might have given up your energy and that’s what you need to control at this point of time to crack CAT.

You need to gather all your energy back which you have lost over a period of time and put your steps firmly to bell the CAT. Time has come when you have to face one of the biggest hurdles of your career, where all of your qualities will be tested. Remember, till the last man is dead, the fight is not over and hence nobody can beat you, nobody can defeat you, nobody else is going to decide which B-school you will join except you, so don’t give up. Recall the memories of highs of your life, the challenges you have surpassed against all odds, these are the proofs that you have it in “You” to make it happen.

“Successful people maintain a positive focus in life no matter what is going on around them. They stay focused on their past successes rather than their past failures, and on the next action steps they need to take to get them closer to the fulfilment of their goals rather than all the other distractions that life presents to them.”

Till this time you must be well aware about your strengths and weaknesses. So develop a right approach while giving CAT. In these remaining days, you should master your strengths and know to work around your weaknesses so that they don’t become a hurdle. It’s time you stay calm, confident and focused. Your hard work will surely pay off.

GO BELL IT!

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The Achilles Heel Syndrome – Work On Strengths And Not On Your Weakness – CAT 2016

There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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There are students who have been preparing for CAT for 2 years and there are few who just started a few months before the exam. So is there any such optimum time with regards to preparation for the CAT exam which will help one Bell the CAT? The answer is there is no such optimum time. There are students who prepare for 2 years and crack CAT, and also there are ones who start preparing for CAT a few months before the exam and crack the CAT.
Even though different aspirants have a different pace of preparation, the secret to success lies in the simple fact that they know their strengths better than their weaknesses. While this may sound contrary to popular belief, but the fact of the matter is , CAT being an exam of relative marking and ranking, it all comes down to who plays their cards well with what they have and not with what they wished they had.

With these last handful days left and so many things to revise and go through, many aspirants get it wrong in these last few days as they get exam jitters and pre-exam nervousness which put them totally off track and demotivate them and hence they lose the plot for which they have long rehearsed.
The trick and the most effective way to overcome this stage is by-
1. Stop listening to others and listen to yourself by correctly assessing your strong points and weak points – Be True to yourself.

2. Work on your strong points and don’t worry too much about the weaker sections in which you are less confident. The idea is to score as much as possible from your area of strengths in as much as little time as possible, rather than wasting time on problems you are not accustomed or comfortable in.

3. Glance through the mocks papers and keep going through the solution sets these last few days, as this will help you see last moment corrective patterns and put you in a better position to analyse your past performance and come up with a sound game plan,

4. Go through the shortcut methods and formulas.

5. In spare time or when concentration levels are dipping, just take a quick glance at topics which you are not much comfortable with, as this will give you a look into your weaker aspects as well as not waste time.

Strategy to balance strength and weaknesses should be based on your goals and time availability. It is important to work on your strengths as it is equally important to shield your weaknesses.

Stays focused and bell the CAT!

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