According to the flow of an application, the stage before “in-review” is pre-approved. This is the stage where the customer’s loan application is made complete in every way and ready to be taken up by the credit team for analysis. It involves making sure all the necessary documents are present and no document is pending in the application. Calling up the customer and informing them of any missing documents is also a part of this stage. Working with the major teams namely In Review and Pre-Approved helped in understanding the entire process that the company follows from getting the customer on-board, to the final disbursement.
I express my sincere gratitude towards company mentor Mr. Jeswin George, Manager – Credit & Risk, for his constant guidance and support. It was real joy ride working with him. Coming from an engineering background, I was a bit sceptical in working on Fintech platform, but his cooperation and encouragement gave me the boost to fulfil the necessities of the internship appropriately. I am really thankful of him for sharing his valuable experience and motivating me to excel in my work.
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