The EMI option allows you to select the amount you are comfortable paying, depending on your financial situation and monthly income.
The Issue With Your Credit Card
When you choose to pay via a credit card, the ability of paying for your purchase on EMIs is present, along with certain other enticing offers. While this method of payment might seem attractive, not many people realise the issues of the reckless use of a credit card. The main one would be that if you spend more than your repaying capacity and fail to make the payment on time, you will be charged exorbitant interest fees, generally in the range of 35 to 45%, to make up for this.
The EMI Card: A Solution to Your Worries
If you are wondering how do you pay without credit cards, EMI for mobiles is available with a special EMI card. The EMI card is a simple solution to all your credit card worries and basically works like a pre-approved loan available for use at any time.
By opting for an EMI card, you’ll never have to carry around any extra documentation as all of it is already available on the card. Plus, you get all your information like your payment schedule and interest certificate through your customer portal. This is a brilliant way to buy anything you want, including your phone. You will also get to earn rewards with purchases and your punctuality on paying off your EMIs.
So go ahead and opt for a smarter way of shopping. Massive debt can now disappear with your credit card and you can enjoy your shopping experience wherever you go.
Comments
Alisa Addison
Now you can buy smartphone on EMI without credit/debit card and this can be done through Zest - http://zestmoney.in/. Zest is India's first completely automated consumer digital lending platform. It enables instant account opening and credit decisioning for customers transacting online. With Zest, you get to buy now and pay over a period of time that suits you.
29 Feb 2016, 02.58 PM