Profile - B.Com (Hons) Fresher
CAT - 98.86 %ile
Academics- 95/94/81 (St. Xavier's College, Kolkata)
Honestly amazed at their punctuality, the waiting time was barely 5 minutes. No document verification either.
Date: - 1st March 2021. (Morning slot)
Panel - 1 male professor (P1- in his 30's) 1 female professor (P2- in her 40's)
P1 & P2 - Good morning, Anushka!
Me: Good morning!
P2: How are you doing today?
Me: I'm doing great, ma'am! (internally lying because I had to wake up at 7:30 am in the morning)
P2: So tell us something about yourself.
Me: Started off with the prepared answer.
P2: So where are you right now?
Me: Told.
P2: When do you plan on coming back?
Me: Ma'am I just arrived yesterday in the afternoon.
P1: We'll start with your core areas. What's your favorite subject? Are you comfortable with your accounting and other courses? (and here begin the academics rapid fire)
Me: Said banking is my favorite subject.
P1: Okay then. What is the Basel III norm? (Why this out of all things on this planet?)
Me: Explained as much as I remembered.
P1: What are NPAs and how are they presented on the balance sheet?
Me: Answered.
P1: What is the CAPM model?
Me: Answered.
P1: What is a cash flow statement and why is it important?
Me: Explained.
P1: Why can't I just use the balance sheet and calculate the liquidity ratio?
Me: Explained the detailed format of the cash flow statement etc. and how they provide a more in-depth analysis of cash generators and cash users.
P1: Okay, last question. If my P/L statement shows a 1000 crore profit but net cash flow shows only 700 crores of inflow, what does it mean?
Me: Explained the concept of accrual accounting and the cause for difference.
P2: Okay Anushka, I'll be giving you a topic, you can think about it for 30 secs and you need to speak on it for 1 minute.
Me: Sure!
Topic - NRIs value India more than others.
P2: Are you comfortable with the topic or do you want me to change it?
Me: I'm absolutely fine with the topic. (Does it even get better than this :) )
Spoke for a minute about my personal experience and why NRIs do value India more than others. Gave it a slightly personalized touch.
P2: So I'm quite interested in Kolkata. What government is in power currently?
Me: Answered.
P2: Who is heading it?
Me: Answered
P2: Who's the governor?
Me: Answered.
P2: What is the issue between them?
Me: Explained the general power tussle between BJP and TMC because I wasn't aware of the exact issue between the two. ( I absolutely despise politics and I had honestly given up hopes of getting anything correct anymore)
P2: What was Mamata Banerjee's latest query to the election commission?
Me: Wasn't aware of it.
P2: What is NRC?
Me: Answered.
P2: What is section 377?
Me: Answered (had a slight moment of confusion between the matter of 370 and 377, but got it right eventually)
P2: Alright, that'll be it Anushka. Any questions you have for us?
Me: Asked about the logo of IIM Indore, to which they said even they're not aware of its significance.
P2: Thank you Anushka, you may leave the meeting now.
Me: Said thank you to both of them and logged out.
Overall duration - 20 mins
(A very pleasant interview, no grilling or intimidation as such. Really loved the extempore topic, definitely let me talk more about myself. I wish I'd not have ventured into the political realm, but guess it had to be dealt with. And as usual, my math shield doing wonders, no math/stats at all.)
Source of this PI Experience: Anushka Saha