Purchase your Dream Phone Without A Credit Card

With each passing day, the number of new smartphones in the market is rising. What we didn’t think was possible a decade ago is now readily available to us at our fingertips. The smartphone technology these days is incredible and if you like to stay ahead of the curve, you will want to get your hands on the best version available. So whether it’s the iPhone 6S or the Samsung Galaxy On7 you want, here’s your chance to get these fantastic phones on EMI without the use of your credit card.

Make the Best of EMIs

EMIs have changed consumerism all around the world and are perfect when you aren’t able to pay off a lump sum of money. This method of payment gives customers the freedom to afford things that they normally wouldn’t be able to buy in one consolidated payment. With EMI mobile online shopping is a breeze.

The EMI option allows you to select the amount you are comfortable paying, depending on your financial situation and monthly income.

The Issue With Your Credit Card

When you choose to pay via a credit card, the ability of paying for your purchase on EMIs is present, along with certain other enticing offers. While this method of payment might seem attractive, not many people realise the issues of the reckless use of a credit card. The main one would be that if you spend more than your repaying capacity and fail to make the payment on time, you will be charged exorbitant interest fees, generally in the range of 35 to 45%, to make up for this.

The EMI Card: A Solution to Your Worries

If you are wondering how do you pay without credit cards, EMI for mobiles is available with a special EMI card. The EMI card is a simple solution to all your credit card worries and basically works like a pre-approved loan available for use at any time.

By opting for an EMI card, you’ll never have to carry around any extra documentation as all of it is already available on the card. Plus, you get all your information like your payment schedule and interest certificate through your customer portal. This is a brilliant way to buy anything you want, including your phone. You will also get to earn rewards with purchases and your punctuality on paying off your EMIs.

So go ahead and opt for a smarter way of shopping. Massive debt can now disappear with your credit card and you can enjoy your shopping experience wherever you go.