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Why This Multi Crore Industry Is Failing in India? | Business Case Study

Aug 19, 2021 | |

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It's the end of the month and you really want to take your boyfriend or girlfriend to that long awaited date. And suddenly you realize that your bank account is screaming at you to cancel your weekend plan. At this point, you remember one of the advertisements you saw recently. You reach out to your phone and apply for a quick loan of Rs 2000 using an app. No need to ask a friend, no worry of going through the guilt of asking money from parents. This was predominantly going to be the customer base of digital lending apps, providing instant loans, when they entered the Indian market. Half a decade and a pandemic later, where do the digital lending business stand and how far have we come from the well known money lending sharks of our past to getting money through these apps? And how reliable are they in a country like India? We discuss that in the first episode of the new season of DeKoded.
The b-school graduates in Finance bag an avg. CTC of INR 20-25 lakhs and for non-MBA professionals, it can range from INR 10-30 lakhs, depending on their work experience. Looking to crack the code to acing the Finance interviews? Work on a Live Project, get live & recorded sessions, 1-on-1 interview prep & CV editing to help you bag that Finance dream job! Learn advanced concepts in jargon-free sessions from IIM-A, B, I and XLRI alumni who’ve worked in companies like Deutsche Bank, Edelweiss, Merrill Lynch, Kotak Securities, Kotak Mahindra, TAS, etc. in a program rated 4.4 out of 5! Click here to know more - https://bit.ly/3z0dS2x We have all encountered the greedy money lending sharks of our past in some way or the other. With digitization the moneylender has changed forms. But, how safe and reliable are they and why did they hit a roadblock in India suddenly? What do you think happened and do you think lending apps have a future in India? Write your thoughts in the comments section and tell us which other videos you would like to watch on this series.