Aditya Birla Sun Life Insurance Company Limited offers a wide variety of insurance plans to the customers. These life insurance plans cater to all the basic needs and necessities of the customers at a very competitive rate of interest. They take care of all the basic necessities of the customers by ensuring them against all sorts of risks through a wide variety of plans to choose from. I had taken Life insurance from Birla sun life insurance. It has good benefits with accidental coverage and critical illness coverage with a normal premium amount. The policy coverage is 60 years with a tenure period of 20 years. I pay the payment annually through online banking through NEFT. It had been a cheaper and better premium and I had been making the payments of the premium online and it had been easy. Their customer support also had been good where they had been helpful at times. There have not been any hassles faced so far. Also, they give the good sum assured amount with this policy. There is no rate of interest charges when doing the late payment. The agent was good, they have explained to me clearly about the policy benefit, and their coverage and the premium amount they have charged me was nominal, it was on a yearly basis. I am also happy with the coverage and returns of this policy. The premium amount is affordable by comparing to other premiums. They have claim Settlement Ratio of 97.23%(Data according to the IRDA Annual Report (2017-18)).
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