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How Could Banks Lend Rs 9000 crores With Only 10% Security - Views From Prabhakar

How Could Banks Lend Rs 9000 crores With Only 10% Security - Views From Prabhakar

In the case being heard by the Supreme Court from the 17 public sector bank consortium, the only worry should not be that Vijay Mallya has fled the country.  It is also that a consortium of banks gave away loans to a beleaguered Kingfisher by breaking the norms of sound banking practices.  So we should be more worried about the banks fleeing away as well from their responsibility as bankers to the nation.  Because then  the government and the public will be left holding the can!  And the perpetrators of this gigantic financial indiscretion will all slink away quietly into the sunset.

Prabhakar Mundkur
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The Tug Of War Between Offline And Online Retail

The Tug Of War Between Offline And Online Retail

E-Commerce has left a deep impact on the way people once shopped. With the increasing penetration of smartphones and emergence of online marketplaces, online portals are drawing large pools of loyal customers away from their favorite physical retailers, the latter finding it tough to keep up with the variety and prices that these portals offer.

Suresh Kabra
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Social Placement Report - IPM IIM Indore - Class Of 2018

Social Placement Report - IPM IIM Indore - Class Of 2018

The social placements for the IPM 2013-18 batch witnessed participation from 42 organisations, with 25 first time recruiters. The 115- participant strong batch picked up social internship roles in sectors such as CSR, NGOs, Social Enterprises, Academic Institutions and Social Activists. For the first time, the provision of international internships was offered to the candidates through AIESEC.

IIM Indore
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What Is Good Debt And Bad Debt And How To Manage It

What Is Good Debt And Bad Debt And How To Manage It

Being able to borrow too much allowed many of us to make bad decisions - decisions that led to painful consequences. While debt can help us build assets and achieve dreams, it is also true that debt can lead into a maze that is extremely difficult to unravel. Sudipto Dasgupta is confused. He borrowed money from the bank for a home loan and also some more money as a personal loan to buy a home theatre system to enjoy the music that he loves. His financial advisor tells him that while a home loan is "good debt", acquiring a home theatre system worth Rs 1 lac is bad debt.

Rajiv Raj
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